San Francisco rent increase calculator SF Rent Ordinance (S.F. Admin. Code Ch. 37): RY 2026‑27 = 1.6% (60% × CPI), with 7% banking ceiling and 10% per-notice ceiling.

Enter a San Francisco rental unit's current rent, building first-occupancy era, and the planned notice effective date. We'll pick the controlling Rent Year (RY 2025‑26 = 1.4%, RY 2026‑27 = 1.6%), do the Cal. Civ. Code §827(b) notice math (30 days for any increase under 10%, 90 days for 10%+), check the Costa-Hawkins exemption (single-family / condo / post-June-13-1979 multi-unit), and stack any banked unused prior-year increases under Rent Board Rules §4.12 against the 7%-per-year and 10%-per-notice hard ceilings.

Scope: San Francisco multi-unit residential buildings whose first certificate of occupancy was issued on or before June 13, 1979. Single-family homes, condominiums lawfully separable, and post-June-13-1979 multi-unit construction are Costa-Hawkins exempt from the SF rent cap and instead fall under AB 1482 at the higher 8.8% (2026) statewide cap. SF just-cause-eviction (§37.9) and harassment (§37.10B) protections may still apply to Costa-Hawkins exempt units. SROs (residential hotels) are covered by a separate but parallel rent-stabilization regime under §37.2(r).

Free calculator — San Francisco (Rent Ordinance Ch. 37)

Rent Year resets March 1. The Rent Board publishes the next year's figure each January-February.
Use the rent in effect right now under the current lease.
Once-per-12-months rule under §37.3(a). Banking does NOT permit a second increase within twelve months.

Statute summary

What S.F. Admin. Code Chapter 37 actually says.

In plain English:

  • Annual allowable = 60% × CPI-U San Francisco-Oakland-Hayward MSA (March-to-March), capped at 7% per year. The formula lives in S.F. Admin. Code §37.3(a)(1) and the statutory ceiling lives in §37.3(a)(1)(B). The San Francisco Rent Board publishes the figure each January or February for the upcoming Rent Year (March 1 – last day of February).
  • RY 2026‑27 (March 1, 2026 – February 28, 2027) = 1.6%. Computed from the BLS CPI-U SF MSA March 2025 to March 2026 reading (approximately 2.67%): 60% × 2.67% ≈ 1.60%. Below the 7% statutory ceiling, so no capping.
  • RY 2025‑26 (March 1, 2025 – February 28, 2026) = 1.4%. Computed from approximately 2.34% Bay Area CPI growth March 2024 to March 2025: 60% × 2.34% ≈ 1.40%.
  • Rent Year reset (March 1). The cap is per Rent Year of the effective date — not per anniversary, not per calendar year. A notice served in December 2025 with a March 2026 effective date uses the RY 2026‑27 cap.
  • Costa-Hawkins exemption. Single-family homes, condominium units lawfully separable, and multi-unit residential buildings whose first certificate of occupancy was issued AFTER June 13, 1979 are exempt from the SF rent cap under Cal. Civ. Code §§ 1954.50–1954.535. Instead governed by AB 1482 at the higher 8.8% (2026) statewide cap unless they meet AB 1482's own carve-outs.
  • Banking under Rent Board Rules & Regs §4.12. A landlord who skipped or under-applied an allowable annual increase in a prior Rent Year may bank the unused portion and combine it with a future Rent Year's allowable increase. Two hard ceilings: (a) total stacked annual increase in any one Rent Year may NEVER exceed 7%; (b) total cumulative increase imposed in any single notice may NEVER exceed 10%.
  • Once-per-12-months rule. Under §37.3(a), rent may be increased at most once per twelve-month period. Banking does NOT permit a second increase within twelve months — the 12-month clock measures from the effective date of the most recent prior allowable annual increase.
  • Notice = Cal. Civ. Code §827(b). The SF Rent Ordinance does not displace state notice rules. 30 calendar days for any increase under 10% (which the 1.6% SF allowable always is, even with banking up to the 10%-per-notice ceiling). 90 calendar days for any increase of 10% or more. Service per Cal. Code Civ. Proc. §1013 (personal delivery, or post-and-mail with +5 days, or substituted service).
  • Vacancy under Costa-Hawkins. On a legal vacancy, the landlord may reset the unit's rent to market for the next tenancy. The 12-month clock and the cap apply going forward starting from the new market rent. Vacancies caused by unlawful eviction (§37.9 violations), tenant harassment (§37.10B), or Ellis Act re-rental violations (§37.9A) do NOT qualify for the Costa-Hawkins reset.
  • Above-cap mechanisms (petition-based, Rent Board approval required). Capital improvement passthroughs under §37.7 (amortized over 7–10 years for major systems). Operating-and-maintenance hardship petitions under §37.8 (rarely granted; landlord must show no fair return). Utility passthroughs under §37.3(a)(5). Self-help passthroughs above the cap without Rent Board approval are unlawful.
  • Penalty for overshoot: tenant petitions the Rent Board for a wrongful-increase determination under §37.8. Rent rollback going forward, refund of the unlawfully-collected portion, ongoing overcharge findings that block future allowable increases until cured, per-unit civil penalties for willful violations, City Attorney referral under §37.10A (civil penalties up to $1,000/violation/day + injunctive relief).
  • AB 1482 preemption. For covered SF units, the lower SF cap controls under Cal. Civ. Code §1947.12(b)(1)(B) — AB 1482's stricter-local-rule clause means the 1.6% SF figure governs, not the 8.8% AB 1482 figure. For Costa-Hawkins exempt units, AB 1482 governs (subject to its own carve-outs).

Full statute: San Francisco Rent Board (sfrb.org) · SF.gov rent-increase information · Costa-Hawkins (Cal. Civ. Code §§ 1954.50–535) · Cal. Civ. Code §827(b).

Last refresh: 2026-04-25 · RY 2026‑27 cap: 1.6% (SF Rent Board, published early 2026) · RY 2025‑26 cap: 1.4% · Statutory ceiling: 7% per year, regardless of CPI · Banking ceiling: 10% per notice (Rent Board Rules §4.12) · Source: SF.gov annual allowable announcement. Always cite the Rent Year and the published percentage on the §827(b) notice.

Draft your San Francisco Rent Ordinance worksheet — free.

The free preview gives you the cap-rate computation against the controlling Rent Year (1.6% for RY 2026‑27 vs 1.4% for RY 2025‑26), the Cal. Civ. Code §827(b) 30-day vs 90-day notice math, the Costa-Hawkins single-family/condo/post-1979 exemption check, and the banking calculation against the 7%-per-year and 10%-per-notice hard ceilings under Rent Board Rules §4.12. The paid $9 flow archives the worksheet to your unit's compliance log keyed to your account, with the Rent Year stamped so you can defend the computation if the tenant petitions the Rent Board for a wrongful-increase refund. Pro subscribers ($19/mo) get unlimited worksheets and a Pro stamped PDF.

Frequently asked

San Francisco Rent Ordinance FAQ

What is the SF Rent Ordinance and who enforces it?

The San Francisco Residential Rent Stabilization and Arbitration Ordinance, codified at S.F. Administrative Code Chapter 37 and originally enacted June 13, 1979 in response to spiraling Bay Area rent inflation. Two distinct protections: (1) a price-control regime — annual rent increases on covered units are capped at the percentage published each year by the San Francisco Rent Board for the upcoming Rent Year (1.6% for the period March 1, 2026 – February 28, 2027), with a 7% statutory ceiling; (2) a just-cause-eviction regime under §37.9 — covered units may only be terminated for one of fifteen enumerated good causes (non-payment, breach of lease, nuisance, owner move-in, Ellis Act withdrawal, etc.). The San Francisco Rent Board administers both regimes — publishes the annual allowable percentage, hears tenant petitions for wrongful-increase refunds, hears landlord petitions for capital-improvement passthroughs and hardship above-cap increases, and investigates harassment complaints under §37.10B. Penalties include rent rollback and refund orders, plus per-unit civil penalties for repeat violations.

What is the 2026 San Francisco rent cap?

For the Rent Year beginning March 1, 2026 and ending February 28, 2027, the SF Rent Board's annual allowable rent-increase percentage is 1.6%. This is computed as 60% of the percentage increase in the BLS CPI-U for the San Francisco-Oakland-Hayward MSA from March 2025 to March 2026 (approximately 2.67%, rounded), capped at the statutory 7% per-year ceiling. The prior Rent Year (March 1, 2025 – February 28, 2026) was 1.4%. SF's annual allowable percentage is the lowest among the three California rent-control regimes the SF Rent Board interacts with: AB 1482 statewide is 8.8% (2026), Los Angeles RSO is 3.0% (RSO Year 2025-2026), and SF is 1.6% (RY 2026-27). The lower SF cap applies to covered units; Costa-Hawkins exempt units (single-family, condo, post-1979 construction) are governed by AB 1482 instead.

Is my San Francisco property covered by the Rent Ordinance?

Probably YES if you own a multi-unit (two or more residential units) building in San Francisco AND the building's first certificate of occupancy was issued ON OR BEFORE June 13, 1979. The cap-rate provisions apply to the building, with vacancy resetting the rent under Costa-Hawkins. You are likely COSTA-HAWKINS EXEMPT from the SF rent cap (and instead governed by AB 1482 at the higher 8.8% 2026 cap) if: (a) your unit is a single-family home, (b) your unit is a condominium that was lawfully separable when sold to a bona fide purchaser, OR (c) your building's first certificate of occupancy was issued AFTER June 13, 1979. Even if Costa-Hawkins exempt from the SF cap, the SF just-cause-eviction protections of §37.9 may still apply, and the SF Rent Board's harassment rules under §37.10B always apply. Substantially rehabilitated buildings, government-subsidized units (HUD Section 8, public housing), qualified-nonprofit-owned units, hospital/dormitory units, and BMR (below-market-rate) regulated affordable-housing units are excluded entirely from the rent cap.

What notice do I give the tenant?

California Civil Code §827(b) governs all residential rent-increase notices in California — the SF Rent Ordinance does not displace state notice rules. The notice must be IN WRITING and must state the amount of the new rent, the effective date, and the unit address. For increases of less than 10% — which the 1.6% (2026-27) SF allowable always is, even when combined with banked unused increases up to the 10%-per-notice ceiling — the notice takes effect 30 calendar days after service. For increases of 10% or more (only possible by combining banked increases up to the per-notice ceiling), the notice requires 90 calendar days. Service must be per Cal. Code Civ. Proc. §1013 — personal delivery, or post-and-mail (add 5 days for mail), or substituted service. The SF Rent Board does not prescribe a specific notice form, but conservative practice is to include the Rent Ordinance citation (S.F. Admin. Code §37.3(a)), the Rent Year (e.g. RY 2026‑27 = 1.6%), the prior rent, the percentage increase, and any banking calculation if banked increases are being combined.

How does banking work in San Francisco?

S.F. Rent Board Rules and Regulations §4.12 permits a landlord who SKIPPED OR UNDER-APPLIED an allowable annual increase in a prior Rent Year to BANK the unused portion and combine it with a future Rent Year's allowable increase. For example: a landlord who didn't raise rent at all during RY 2025‑26 (1.4% available, none used) can bank 1.4% and combine it with the 1.6% RY 2026‑27 allowable for a single 3.0% notice. TWO HARD CEILINGS apply: (a) the total stacked annual increase imposed in any one Rent Year may NEVER exceed seven percent (7%); (b) the total cumulative increase imposed in any single notice may NEVER exceed ten percent (10%). Banking does not permit a second rent increase within any twelve-month period — the once-per-12-months rule under §37.3(a) still applies. The notice should identify the banking calculation explicitly: which prior Rent Years' unused increases are being applied, the math by Rent Year, and the total cumulative increase. A notice that stacks banking above 7%/yr or 10%/notice is unlawful and the tenant may petition the Rent Board for a refund.

How is the SF allowable percentage computed each year?

The San Francisco Rent Board takes the percentage change in the BLS CPI-U for the San Francisco-Oakland-Hayward, CA metropolitan statistical area, all items, not seasonally adjusted, measured March-to-March. It multiplies that percentage by SIXTY PERCENT (60%) and rounds to the nearest tenth of a percent. The result is the annual allowable rent-increase percentage for the Rent Year beginning the upcoming March 1. The Rent Board publishes the figure each year in January or February, before the new Rent Year begins on March 1. The result is statutorily capped at 7% per year under §37.3(a)(1)(B) — but the cap has not been triggered in the modern era because Bay Area CPI inflation hasn't run high enough that 60% of it would exceed 7%. For Rent Year 2026‑27 (effective March 1, 2026), the figure is 1.6%, derived from approximately 2.67% Bay Area CPI growth March 2025 to March 2026.

What happens on vacancy?

On a LEGAL vacancy (voluntary tenant move-out, lease expiration without renewal, or a just-cause eviction under §37.9), the Costa-Hawkins Rental Housing Act (Cal. Civ. Code §§ 1954.50–1954.535) permits the landlord to reset the unit's rent to market for the next tenancy. The 12-month one-increase clock and the annual allowable cap then apply going forward to the new tenancy starting from the new market rent. Vacancies caused by UNLAWFUL eviction (§37.9 violations), tenant harassment under §37.10B, owner move-in evictions that fail their statutory requirements (e.g. owner doesn't actually move in within 3 months, or moves out within 36 months without a relative replacing), or violations of the Ellis Act re-rental restrictions under §37.9A do NOT qualify for the Costa-Hawkins vacancy-reset. The Rent Board can order rent rollbacks to the prior tenancy's lawful rent and impose civil penalties. Conservative practice on owner move-in or relative move-in evictions is to document occupancy with utility bills, voter registration, and property-tax homeowner-exemption filings.

What happens if I overshoot the cap?

A rent collected above the SF allowable cap (or above the banking-stacked 7%-per-year or 10%-per-notice ceilings) is unlawful. The tenant may file a Rent Board petition for a wrongful-increase determination under §37.8. The Rent Board can order: (a) rent rollback to the lawful rent going forward; (b) refund of the unlawfully-collected portion (plus interest in some cases); (c) ongoing rent overcharge findings that block future allowable increases until cured; (d) per-unit civil penalties for willful violations; (e) referral to the City Attorney's Office under §37.10A for repeat or pattern violations, which can pursue civil penalties up to $1,000 per violation per day plus injunctive relief. Tenants can also raise the overcharge as a defense to an unlawful-detainer (eviction) action for non-payment. The SF Rent Ordinance does NOT have an attorney-fee-shifting provision in tenant petitions, but tenants prevailing in court actions under the harassment ordinance §37.10B are entitled to attorney fees and statutory damages.

Does AB 1482 still apply to my San Francisco unit?

It depends on coverage. For a covered SF unit (multi-unit, pre-June-13-1979 building), the SF Rent Ordinance's lower allowable percentage (1.6% for RY 2026‑27) controls under AB 1482's local-preemption rule (Cal. Civ. Code §1947.12(b)(1)(B)) — the stricter local rule applies, so the SF cap governs and AB 1482 is preempted. For a Costa-Hawkins exempt SF unit (single-family, condo lawfully separable, or post-June-13-1979 multi-unit construction), AB 1482 governs at the higher 8.8% (2026) statewide cap UNLESS the unit meets one of AB 1482's own carve-outs (most commonly: single-family-home owned by a natural person, not an LLC/REIT/corporation, where written notice of exemption was given to the tenant). For a 2011-or-later building in San Francisco, AB 1482's rolling 15-year new-construction exemption may exempt it from AB 1482 too, leaving the unit subject to no rent cap at all (just Cal. Civ. Code §827(b) notice rules). The SF just-cause-eviction provisions of §37.9 may still apply to Costa-Hawkins exempt SF units even when neither rent cap does.